WaMu, formerly known as Washington Mutual but now flying under the Orca-esque shorter moniker, has been running an ad campaign extolling their generous pledge to waive 1 overdraft fee per year if you have a checking account with them. Hmm…let me see…I am pretty certain that every other bank out there will do this too.
Fortunately, I am not as poor as I was when I first moved to New York 4 years ago so my chronic overdraft problems are pretty much over. But, I know what it’s like when you get one overdraft fee and it sets off a chain reaction of 5 more. What would be more meaningful, in my opinion, would be to promise that after you overdraw your account once it is frozen until you deposit more money. This way, you can’t keep using your debit card and racking up more overdraft fees when your account balance is already below $0.
The bottom line, this campaign of waiving 1 overdraft fee per year is a nonstarter. It is not differentiating them from any other bank because all of the other banks will all do the exact same thing. They, however, do not feel the need to advertise something so trivial. WaMu, your name kind of stinks and so does your bank.
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How can you trust a bank that calls themselves WaMu? I mean, come on guys, this is my MONEY we’re talking about here. It’s not a joke, it’s about starving, or freezing, homelessness, life and death. Get it together. And yes, so fucking stupid to make such a average perk a selling point. They think we are all retarded. That’s like saying, “With WaMu, you’ll receive a debit card good at ATMs all around the world, FOR FREE!”
Ha. The debit card that’s good all around the world. That’s great.
I am pretty sure “wamu” is the scum that builds up around the keys of Bodega ATM’s. Or “wamu” is some kinky shit japanese men do to school girls. One thing is for sure, “wamu” is not a place I would put my money. Wachovia ftw. How can you not like a bank that has lollipops in “2000 flushes blue” and “Ecto-Cooler green”.
And, in what is apparently typical WaMu fashion, they’re still calling it “Free Checking,” as if anyone has paid for a checking account in the past ten years….
I have about five accts with Wachovia, and they regularly waive my overdraft fees.
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